Have you ever wondered to save in any possible form. An average american spends closer to $8000 in car expenses (cost of ownership,fuel gas,insurance,car wash,oil change,maintenance,repair) in a year. If we look at our credit card debt it is going to be in the range of $10000 to $50000 in many cases. Here are simple tips to settle your debt in less than 3 years
1) Try to live without cars - choose alternate transportaion modes that are cheaper -Depending on the location(east coast/west coast) you can choose bicycle, bus,bike etc as an alternate to cars. This helps you save better in your household income. Lets say you save $5000 on this. This money can be used to pay debt and you have not spent $5000. As a whole $10000(5000+5000) is the savings.
2) An average fitness centre cost is around $50 per head per month. For a family it comes around $1000 per month. Here you save $2000. We need to walk, use bicycle and hence there is not going to be need of any workout. Remember that if you sacrifice your car you are welcoming good health
3) Save money less stress - This is a great impact of not spending too much. Stress levels will be low and you can be relieved of your debts
4) Change in attitude - If you want to have a change in lifestyle basic change in attitude plays the vital role. Have a trial period of 1 month before you sell your vehicle. It also increases your level of confidence.
1) Try to live without cars - choose alternate transportaion modes that are cheaper -Depending on the location(east coast/west coast) you can choose bicycle, bus,bike etc as an alternate to cars. This helps you save better in your household income. Lets say you save $5000 on this. This money can be used to pay debt and you have not spent $5000. As a whole $10000(5000+5000) is the savings.
2) An average fitness centre cost is around $50 per head per month. For a family it comes around $1000 per month. Here you save $2000. We need to walk, use bicycle and hence there is not going to be need of any workout. Remember that if you sacrifice your car you are welcoming good health
3) Save money less stress - This is a great impact of not spending too much. Stress levels will be low and you can be relieved of your debts
4) Change in attitude - If you want to have a change in lifestyle basic change in attitude plays the vital role. Have a trial period of 1 month before you sell your vehicle. It also increases your level of confidence.
